VISA
Plaid
Stripe
Coinbase
FDIC
Mastercard
Apple Pay
Venmo
VISA
Plaid
Stripe
Coinbase
FDIC
Mastercard
Apple Pay
Venmo

Average user benefit

4.2hrs

saved every month — not on budgeting, just on finding your numbers.

The gap is measurable

$0 hidden fees.

Every competitor charges something — in dollars, in data, or in features locked behind paywalls. Ledger doesn't.

Feature
Ledger

Free

Mint

Intuit

Chase

Bank

Quicken

Software

Real-time sync across all accounts
Delayed (4–24h)
Chase only
Hidden fees
$0
$0
$12–35/mo
$5.99–9.99/mo
Crypto portfolio tracking
Joint account management
Limited
Paid add-on
Multi-currency support
USD only
API / developer access
Investment tracking (stocks, ETFs)
Basic
Chase brokerage only
Automated spending categories
AI-powered
Rule-based
Rule-based
Bill negotiation alerts
Net worth timeline (5yr history)
Paid
Shared budgets for couples
Freelance income forecasting
Paid
Instant export (CSV, PDF, JSON)
CSV only
PDF only
No account minimum
Start Free — No Card Needed

Takes 45 seconds · Cancel anytime

What you gain

One pane of glass.
Every dollar, every account.

Net Worth

$127,840

↑ +$3,210 this month

Live

Hidden Fees

$0

No subscription tiers for basic visibility. Your money is visible by default.

Accounts Linked

Chase Checking

$8,412.00

+$240 today

Fidelity 401k

$94,200.00

+$1,840 this wk

Coinbase BTC

$12,100.00

-$380 today

Marcus Savings

$13,128.00

+$42 interest

Sync Speed

<3s
Plaid API
Coinbase WS
Stripe Events

Portfolio Mix

Stocks

52%

Crypto

18%

Cash

20%

Bonds

10%

Shared Finances

Two people.
One clear picture.

Merge or separate — joint budgets, split tracking, individual views. No spreadsheet required.

Jordan

$4,200

this month

Riley

$3,810

this month

Works with everything

Connected in minutes.

Ledger links to every account you already use — no manual CSV uploads, no waiting for end-of-month statements.

Bank Link

Plaid

11,000+ banks

Payments

Stripe

Invoices + revenue

Crypto

Coinbase

BTC, ETH, 200+ coins

Investing

Robinhood

Stocks & options

P2P

Venmo

Transactions auto-tagged

Accounting

QuickBooks

P&L sync

Retirement

Fidelity

401k, IRA

Wallet

Apple Pay

Instant receipts

Multi-FX

Wise

50+ currencies

Business

Mercury

Startup banking

11,000+

Financial institutions

via Plaid network

2M+

Accounts linked

and growing daily

200+

Crypto assets tracked

live price feeds

Real users · Real numbers
"I used to spend Sunday evenings reconciling four different apps. Now I open Ledger at breakfast and I'm done in thirty seconds."
Portrait of Marcus Okafor, Freelance motion designer

Marcus Okafor

Freelance motion designer · Austin, TX

Free forever · No credit card

Start reading your
financial life clearly.

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